Reverse Mortgages, Reframed: How Payment-Optional Lending Fits Into a Modern Retirement Strategy

Reverse Mortgages, Reframed: How Payment-Optional Lending Fits Into a Modern Retirement Strategy

Matthew Shantz
Published on: 29/01/2026

What is a Canadian Reverse Mortgage, how it differs from the US and UK, and how it help with retirement planning.

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The Smith Maneuver: Using Mortgage Debt as Part of a Long-Term Financial Strategy

The Smith Maneuver: Using Mortgage Debt as Part of a Long-Term Financial Strategy

Matthew Shantz
Published on: 22/01/2026

What is the Smith Maneuver, how it works, what benefits it can provide, and its potential downsides. Is it right for you?

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Understanding Interest Rates: How They Work and How Borrowers Decide

Understanding Interest Rates: How They Work and How Borrowers Decide

Matthew Shantz
Published on: 15/01/2026

An article on how mortgages work, the differences between fixed and variable rates, and finding the right kind of mortgage for you.

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A Market Reset, Not a Meltdown: Ontario Housing Heading Into 2026

A Market Reset, Not a Meltdown: Ontario Housing Heading Into 2026

Matthew Shantz
Published on: 08/01/2026

Outlook of the housing market in the Toronto area and Ontario as a whole, what to expect going into 2026.

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